/* ═══════════════════════════════════════════════
   Veldon Funding – 2026 Design System
   Version 3.0 | Deep Navy + Electric Blue + Gold
   ═══════════════════════════════════════════════ */

:root {
    --bg-primary: #0a0e1a;
    --bg-secondary: #0f1424;
    --bg-card: rgba(15, 20, 40, 0.6);
    --bg-glass: rgba(255, 255, 255, 0.04);
    --bg-glass-hover: rgba(255, 255, 255, 0.08);
    --accent: #3b82f6;
    --accent-light: #60a5fa;
    --accent-dark: #2563eb;
    --accent-rgb: 59, 130, 246;
    --gold: #f0c45a;
    --gold-dark: #d4a843;
    --green: #22c55e;
    --white: #FFFFFF;
    --text-primary: #e8eaf0;
    --text-secondary: #8892a8;
    --text-muted: #5a6478;
    --border: rgba(255, 255, 255, 0.06);
    --border-accent: rgba(59, 130, 246, 0.25);
    --border-hover: rgba(59, 130, 246, 0.5);
    --transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
    --transition-fast: all 0.25s ease;
    --shadow-lg: 0 25px 60px rgba(0, 0, 0, 0.5);
    --shadow-glow: 0 0 40px rgba(59, 130, 246, 0.1);
    --radius: 16px;
    --radius-sm: 10px;
    --radius-xs: 6px;
}

/* ── Reset ── */
*,
*::before,
*::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    background-color: var(--bg-primary);
    color: var(--text-primary);
    line-height: 1.7;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

#particle-canvas {
    position: fixed;
    top: 0;
    left: 0;
    width: 100vw;
    height: 100vh;
    z-index: 0;
    pointer-events: none;
    opacity: 0.35;
}

h1,
h2,
h3,
h4,
h5 {
    font-family: 'Inter', sans-serif;
    font-weight: 700;
    letter-spacing: -0.02em;
    line-height: 1.15;
}

.logo-text {
    font-family: 'Inter', sans-serif;
    font-weight: 800;
}

a:focus,
button:focus,
input:focus,
select:focus,
textarea:focus {
    outline: 2px solid var(--accent);
    outline-offset: 4px;
}

:focus:not(:focus-visible) {
    outline: none;
}

:focus-visible {
    outline: 2px solid var(--accent);
    outline-offset: 4px;
}

img {
    max-width: 100%;
    height: auto;
}

a {
    color: inherit;
    text-decoration: none;
}

ul {
    list-style: none;
}

/* ── Container ── */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

/* ── Accent ── */
.accent {
    color: var(--accent-light);
}

.accent-gold {
    color: var(--gold);
}

/* ══════════════════════════════
   Typography
   ══════════════════════════════ */
h1 {
    font-size: clamp(2.8rem, 5.5vw, 4.5rem);
    line-height: 1.06;
    margin-bottom: 1.5rem;
    letter-spacing: -0.03em;
}

h2 {
    font-size: clamp(2rem, 4vw, 3rem);
    margin-bottom: 1rem;
}

h3 {
    font-size: clamp(1.3rem, 2.5vw, 1.6rem);
}

p.lead {
    font-size: 1.2rem;
    color: var(--text-secondary);
    margin-bottom: 2rem;
    font-weight: 400;
    letter-spacing: 0.01em;
}

/* ══════════════════════════════
   UI Utilities
   ══════════════════════════════ */
.tag {
    font-size: 0.72rem;
    text-transform: uppercase;
    letter-spacing: 0.2em;
    color: var(--accent);
    font-weight: 700;
    margin-bottom: 0.75rem;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(59, 130, 246, 0.1);
    padding: 0.4rem 1rem;
    border-radius: 100px;
    border: 1px solid rgba(59, 130, 246, 0.2);
}

.mono {
    font-family: 'JetBrains Mono', monospace;
    letter-spacing: -0.02em;
}

/* Glass Card */
.glass-card {
    background: var(--bg-glass);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.glass-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 50% 0%, rgba(59, 130, 246, 0.06) 0%, transparent 60%);
    opacity: 0;
    transition: opacity 0.5s ease;
    pointer-events: none;
}

.glass-card:hover {
    border-color: var(--border-accent);
    box-shadow: var(--shadow-glow);
    transform: translateY(-4px);
}

.glass-card:hover::before {
    opacity: 1;
}

/* Gradient Mesh BG */
.mesh-bg {
    position: relative;
}

.mesh-bg::before {
    content: '';
    position: absolute;
    top: -40%;
    right: -20%;
    width: 70%;
    height: 70%;
    background: radial-gradient(ellipse, rgba(59, 130, 246, 0.08) 0%, transparent 70%);
    pointer-events: none;
    z-index: 0;
}

.mesh-bg::after {
    content: '';
    position: absolute;
    bottom: -20%;
    left: -10%;
    width: 50%;
    height: 50%;
    background: radial-gradient(ellipse, rgba(240, 196, 90, 0.04) 0%, transparent 70%);
    pointer-events: none;
    z-index: 0;
}

/* ══════════════════════════════
   Header & Navigation
   ══════════════════════════════ */
header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    padding: 1.25rem 0;
    background: transparent;
    transition: var(--transition);
}

header.scrolled {
    background: rgba(10, 14, 26, 0.85);
    backdrop-filter: blur(24px);
    -webkit-backdrop-filter: blur(24px);
    padding: 0.8rem 0;
    border-bottom: 1px solid var(--border);
    box-shadow: 0 4px 30px rgba(0, 0, 0, 0.3);
}

nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    display: flex;
    align-items: center;
    z-index: 1001;
}

.logo a {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    text-decoration: none;
}

.logo-img {
    height: 40px;
    width: auto;
    object-fit: contain;
    transition: var(--transition);
    filter: drop-shadow(0 1px 3px rgba(0, 0, 0, 0.4));
}

.logo a:hover .logo-img {
    filter: drop-shadow(0 2px 8px rgba(59, 130, 246, 0.3));
    transform: scale(1.05);
}

.logo-text {
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--white);
    letter-spacing: 0.04em;
    line-height: 1;
    transition: var(--transition);
}

.logo-text .sub {
    display: block;
    font-size: 0.55rem;
    font-weight: 500;
    letter-spacing: 0.18em;
    color: var(--accent-light);
    margin-top: 2px;
    text-transform: uppercase;
}

.logo a:hover .logo-text {
    color: var(--accent-light);
}

.logo-container {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    height: auto;
}

/* Desktop Nav */
.nav-links {
    display: flex;
    gap: 2rem;
    align-items: center;
}

.nav-links a {
    font-size: 0.82rem;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.1rem;
    transition: var(--transition);
    position: relative;
    padding: 0.3rem 0;
    color: var(--text-secondary);
}

.nav-links a:not(.btn-outline)::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 0;
    height: 2px;
    background: linear-gradient(90deg, var(--accent), var(--accent-light));
    transition: width 0.35s ease;
    border-radius: 2px;
}

.nav-links a:not(.btn-outline):hover {
    color: var(--white);
}

.nav-links a:not(.btn-outline):hover::after {
    width: 100%;
}

/* Hamburger */
.hamburger {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    width: 28px;
    height: 28px;
    cursor: pointer;
    z-index: 1001;
    background: none;
    border: none;
    padding: 0;
}

.hamburger span {
    display: block;
    width: 100%;
    height: 2px;
    background: var(--white);
    border-radius: 2px;
    transition: var(--transition);
    transform-origin: center;
}

.hamburger.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.hamburger.active span:nth-child(2) {
    opacity: 0;
}

.hamburger.active span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -5px);
}

/* ── Buttons ── */
.btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    color: var(--white);
    padding: 0.9rem 2.2rem;
    font-weight: 600;
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 0.1rem;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    border-radius: var(--radius-sm);
    position: relative;
    overflow: hidden;
}

.btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.15), transparent);
    transition: left 0.5s ease;
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 35px rgba(59, 130, 246, 0.35);
}

.btn-primary:hover::before {
    left: 100%;
}

.btn-secondary {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--accent-light);
    padding: 0.9rem 2.2rem;
    font-weight: 600;
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 0.1rem;
    border: 1px solid var(--border-accent);
    border-radius: var(--radius-sm);
    transition: var(--transition);
    background: transparent;
    cursor: pointer;
}

.btn-secondary:hover {
    background: rgba(59, 130, 246, 0.1);
    border-color: var(--accent);
    color: var(--white);
}

.btn-outline {
    border: 1px solid var(--accent);
    padding: 0.65rem 1.4rem;
    color: var(--accent-light) !important;
    transition: var(--transition);
    border-radius: var(--radius-sm);
    font-weight: 600;
}

.btn-outline:hover {
    background: var(--accent);
    color: var(--white) !important;
    box-shadow: 0 0 20px rgba(59, 130, 246, 0.25);
}

.full-width {
    width: 100%;
    justify-content: center;
}

/* ══════════════════════════════
   Hero Section
   ══════════════════════════════ */
#hero {
    min-height: 100vh;
    display: flex;
    align-items: center;
    position: relative;
    background: var(--bg-primary);
    overflow: hidden;
    padding-top: 6rem;
}

#hero::before {
    content: '';
    position: absolute;
    top: -20%;
    right: -15%;
    width: 70%;
    height: 80%;
    background: radial-gradient(ellipse, rgba(59, 130, 246, 0.12) 0%, transparent 65%);
    pointer-events: none;
    z-index: 1;
}

#hero::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -10%;
    width: 50%;
    height: 60%;
    background: radial-gradient(ellipse, rgba(240, 196, 90, 0.05) 0%, transparent 65%);
    pointer-events: none;
    z-index: 1;
}

.hero-content {
    position: relative;
    z-index: 2;
    max-width: 750px;
}

.hero-content p {
    font-size: 1.15rem;
    color: var(--text-secondary);
    margin-bottom: 2.5rem;
    max-width: 580px;
    font-weight: 400;
    line-height: 1.8;
}

.hero-actions {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
}

/* ══════════════════════════════
   Services / Solutions Grid
   ══════════════════════════════ */
#services,
#how-it-works {
    padding: 7rem 0;
    position: relative;
    z-index: 1;
}

.section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.section-header h2 {
    position: relative;
    display: inline-block;
}

.section-header p {
    color: var(--text-secondary);
    font-weight: 400;
    max-width: 550px;
    margin: 1rem auto 0;
}

.service-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.service-card {
    position: relative;
    padding: 2.5rem 2rem;
    cursor: pointer;
}

.service-card .card-icon {
    width: 56px;
    height: 56px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(59, 130, 246, 0.1);
    border: 1px solid rgba(59, 130, 246, 0.2);
    color: var(--accent-light);
    margin-bottom: 1.5rem;
    transition: var(--transition);
}

.service-card:hover .card-icon {
    background: rgba(59, 130, 246, 0.2);
    box-shadow: 0 0 25px rgba(59, 130, 246, 0.15);
}

.service-card h3 {
    font-size: 1.35rem;
    margin-bottom: 0.8rem;
    color: var(--white);
}

.service-card p {
    color: var(--text-secondary);
    margin-bottom: 1.5rem;
    font-size: 0.92rem;
    font-weight: 400;
    line-height: 1.7;
}

.card-link {
    font-size: 0.82rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1rem;
    color: var(--accent-light);
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
}

.service-card:hover .card-link {
    gap: 0.8rem;
}

/* ══════════════════════════════
   Stats Section
   ══════════════════════════════ */
#stats {
    padding: 5rem 0;
    background: linear-gradient(180deg, var(--bg-secondary) 0%, var(--bg-primary) 100%);
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
    position: relative;
    z-index: 1;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    text-align: center;
}

.stat-item {
    padding: 2rem 1rem;
}

.stat-number {
    font-size: clamp(2.2rem, 4vw, 3.2rem);
    font-weight: 800;
    background: linear-gradient(135deg, var(--accent-light), var(--gold));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1;
    margin-bottom: 0.8rem;
}

.stat-label {
    font-size: 0.82rem;
    text-transform: uppercase;
    letter-spacing: 0.15rem;
    color: var(--text-muted);
    font-weight: 500;
}

/* ══════════════════════════════
   How It Works / Steps
   ══════════════════════════════ */
.step-number {
    font-size: 5rem;
    line-height: 1;
    font-weight: 900;
    color: rgba(59, 130, 246, 0.06);
    position: absolute;
    top: 1rem;
    right: 1.5rem;
}

.card-content {
    position: relative;
    z-index: 1;
}

/* ══════════════════════════════
   Advantage / Feature Section
   ══════════════════════════════ */
#advantage,
#portal {
    padding: 7rem 0;
    position: relative;
    z-index: 1;
}

.advantage-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: start;
}

.advantage-text h2 {
    margin-bottom: 1.5rem;
}

.advantage-item {
    display: flex;
    gap: 1.5rem;
    margin-bottom: 2rem;
    padding: 1.5rem;
    background: var(--bg-glass);
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    transition: var(--transition);
}

.advantage-item:hover {
    border-color: var(--border-accent);
    background: var(--bg-glass-hover);
    transform: translateX(5px);
}

.advantage-item .icon {
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    border: 1px solid var(--accent);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent-light);
    background: rgba(59, 130, 246, 0.08);
}

.advantage-item h4 {
    font-size: 1.1rem;
    margin-bottom: 0.4rem;
    color: var(--white);
}

.advantage-item p {
    color: var(--text-secondary);
    font-size: 0.9rem;
    font-weight: 400;
}

/* Portal Preview */
.portal-preview {
    background: var(--bg-secondary);
    border: 1px solid var(--border-accent);
    padding: 1.5rem;
    border-radius: var(--radius);
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.4);
}

.portal-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid var(--border);
    padding-bottom: 0.75rem;
    margin-bottom: 1rem;
}

.portal-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--green);
    display: inline-block;
    animation: pulse-dot 2s ease infinite;
}

@keyframes pulse-dot {

    0%,
    100% {
        opacity: 1;
    }

    50% {
        opacity: 0.4;
    }
}

/* ══════════════════════════════
   Form / Contact Section
   ══════════════════════════════ */
#contact {
    padding: 7rem 0;
    position: relative;
    z-index: 1;
}

.form-card {
    max-width: 900px;
    margin: 0 auto;
    background: var(--bg-secondary);
    padding: 3.5rem;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    position: relative;
    overflow: hidden;
}

.form-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 50% 0%, rgba(59, 130, 246, 0.05) 0%, transparent 50%);
    pointer-events: none;
}

.form-header {
    text-align: center;
    margin-bottom: 2.5rem;
    position: relative;
}

.form-header p {
    color: var(--text-secondary);
    font-weight: 400;
}

.form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.form-group label {
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1rem;
    color: var(--text-secondary);
}

.form-group input,
.form-group select {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid var(--border);
    padding: 0.9rem 1rem;
    color: var(--white);
    font-family: inherit;
    font-size: 0.92rem;
    transition: var(--transition);
    border-radius: var(--radius-xs);
    appearance: none;
    -webkit-appearance: none;
}

.form-group input::placeholder {
    color: var(--text-muted);
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--accent);
    background: rgba(59, 130, 246, 0.05);
    box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.1);
}

.form-group select option {
    background: var(--bg-secondary);
    color: var(--white);
}

.form-footer {
    text-align: center;
    position: relative;
}

.disclaimer {
    margin-top: 1rem;
    font-size: 0.75rem;
    color: var(--text-muted);
    font-style: italic;
}

/* ── Success State ── */
.hidden {
    display: none;
}

.success-content {
    text-align: center;
    padding: 3rem 0;
}

.success-content h3 {
    font-size: 2rem;
    margin: 1.5rem 0 1rem;
    color: var(--accent-light);
}

.success-content p {
    color: var(--text-secondary);
}

/* ══════════════════════════════
   Footer
   ══════════════════════════════ */
footer {
    padding: 5rem 0 2rem;
    border-top: 1px solid var(--border);
    background: #060a14;
    position: relative;
    z-index: 1;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 3rem;
    margin-bottom: 3rem;
}

.footer-brand p {
    margin-top: 1rem;
    color: var(--text-muted);
    font-weight: 400;
    font-size: 0.9rem;
}

.footer-links h5,
.footer-contact h5 {
    font-size: 0.82rem;
    text-transform: uppercase;
    letter-spacing: 0.12rem;
    color: var(--accent-light);
    margin-bottom: 1.5rem;
}

.footer-links li {
    margin-bottom: 0.75rem;
}

.footer-links a {
    color: var(--text-muted);
    font-size: 0.88rem;
    transition: var(--transition);
    font-weight: 400;
}

.footer-links a:hover {
    color: var(--accent-light);
    padding-left: 5px;
}

.footer-contact p {
    color: var(--text-muted);
    font-size: 0.88rem;
    margin-bottom: 0.5rem;
    font-weight: 400;
}

.footer-contact a {
    transition: var(--transition);
}

.footer-contact a:hover {
    color: var(--accent-light);
}

.footer-bottom {
    padding-top: 2rem;
    border-top: 1px solid var(--border);
    text-align: center;
    color: var(--text-muted);
    font-size: 0.78rem;
    letter-spacing: 0.04em;
}

.footer-disclaimer {
    max-width: 900px;
    margin: 0 auto 2rem auto;
    font-size: 0.72rem;
    line-height: 1.7;
    color: var(--text-muted);
    text-align: center;
}

.footer-disclaimer strong {
    color: var(--accent-light);
}

/* ══════════════════════════════
   Social Links
   ══════════════════════════════ */
.social-links {
    display: flex;
    gap: 0.75rem;
    margin-top: 1.5rem;
}

.social-links a {
    color: var(--text-muted);
    transition: var(--transition);
    display: flex;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    background: var(--bg-glass);
    border: 1px solid var(--border);
    border-radius: 50%;
}

.social-links a:hover {
    color: var(--accent-light);
    border-color: var(--accent);
    background: rgba(59, 130, 246, 0.1);
    transform: translateY(-3px);
    box-shadow: 0 5px 15px rgba(59, 130, 246, 0.15);
}

/* ══════════════════════════════
   Subpage Styles
   ══════════════════════════════ */
.subpage-hero {
    padding: 12rem 0 5rem;
    background: var(--bg-primary);
    text-align: center;
    position: relative;
}

.subpage-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: radial-gradient(ellipse at 50% 30%, rgba(59, 130, 246, 0.1) 0%, transparent 60%);
    pointer-events: none;
}

.subpage-hero::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    height: 30%;
    background: linear-gradient(to top, var(--bg-primary), transparent);
    pointer-events: none;
}

.narrow-container {
    max-width: 800px;
}

.content-section {
    padding: 5rem 0;
    font-size: 1.05rem;
    color: var(--text-secondary);
    position: relative;
    z-index: 1;
}

.content-section h2,
.content-section h3 {
    color: var(--white);
    margin: 2.5rem 0 1.2rem;
}

.content-section p {
    margin-bottom: 1.5rem;
    line-height: 1.8;
    font-weight: 400;
}

.content-section ul {
    margin: 1.5rem 0 2rem 1.5rem;
    list-style: none;
}

.content-section ul li {
    position: relative;
    padding-left: 1.5rem;
    margin-bottom: 0.7rem;
    color: var(--text-secondary);
    font-weight: 400;
}

.content-section ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0.6em;
    width: 6px;
    height: 6px;
    background: var(--accent);
    border-radius: 2px;
    transform: rotate(45deg);
}

/* ── Quote Block ── */
.quote-block {
    margin: 3rem 0;
    padding: 2.5rem 3rem;
    border-left: 3px solid var(--accent);
    background: var(--bg-glass);
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    position: relative;
}

.quote-block blockquote {
    font-size: 1.3rem;
    color: var(--white);
    margin-bottom: 1rem;
    font-style: italic;
    line-height: 1.6;
}

.quote-block cite {
    color: var(--accent-light);
    font-weight: 600;
    font-style: normal;
    font-size: 0.88rem;
    letter-spacing: 0.05em;
}

/* ── CTA Box ── */
.cta-box {
    margin-top: 4rem;
    padding: 3.5rem;
    background: rgba(59, 130, 246, 0.04);
    border: 1px solid var(--border-accent);
    border-radius: var(--radius);
    text-align: center;
    position: relative;
    overflow: hidden;
}

.cta-box::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at center, rgba(59, 130, 246, 0.06) 0%, transparent 70%);
    pointer-events: none;
}

.cta-box h4 {
    font-size: 1.6rem;
    margin-bottom: 0.8rem;
}

.cta-box p {
    color: var(--text-secondary);
    margin-bottom: 0;
}

/* ── Contact Page ── */
.contact-layout {
    padding: 5rem 0;
    position: relative;
    z-index: 1;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 3rem;
}

.contact-info-card {
    padding: 2.5rem;
    background: var(--bg-glass);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    height: fit-content;
}

.contact-info-card h3 {
    color: var(--accent-light);
    margin-bottom: 1rem;
}

.info-item {
    display: flex;
    gap: 1.5rem;
    margin-top: 1.5rem;
    align-items: flex-start;
}

.info-item .icon {
    color: var(--accent-light);
    flex-shrink: 0;
}

.info-item p {
    color: var(--text-secondary);
    font-size: 0.95rem;
    margin-bottom: 0;
}

.info-item a {
    transition: var(--transition);
}

.info-item a:hover {
    color: var(--accent-light);
}

textarea {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid var(--border);
    padding: 0.9rem 1rem;
    color: var(--white);
    font-family: inherit;
    font-size: 0.92rem;
    width: 100%;
    margin-top: 0.5rem;
    transition: var(--transition);
    resize: vertical;
    border-radius: var(--radius-xs);
}

textarea:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.1);
}

/* ── FAQ ── */
.faq-item {
    margin-bottom: 1rem;
    padding: 2rem 2.5rem;
    background: var(--bg-glass);
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    transition: var(--transition);
    cursor: pointer;
}

.faq-item:hover {
    border-color: var(--border-accent);
    background: var(--bg-glass-hover);
    transform: translateX(5px);
}

.faq-item h3 {
    color: var(--white);
    margin-bottom: 0.8rem;
    font-size: 1.15rem;
}

.faq-item p {
    color: var(--text-secondary);
    line-height: 1.8;
    font-weight: 400;
    margin-bottom: 0;
}

/* ══════════════════════════════
   Personal Loan Form Styles
   ══════════════════════════════ */
#personal-loan-hero-section {
    padding: 6rem 0 0 !important;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: var(--bg-primary);
    position: relative;
}

#personal-loan-hero-section::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 60%;
    height: 100%;
    background: radial-gradient(ellipse at 80% 40%, rgba(59, 130, 246, 0.1) 0%, transparent 60%);
    pointer-events: none;
}

.grid-hero {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 4rem;
    align-items: flex-start;
    text-align: left;
    width: 100%;
}

.hero-text-side {
    padding-top: 1rem;
}

.kicker {
    color: var(--accent-light);
    text-transform: uppercase;
    letter-spacing: 0.2rem;
    font-size: 0.82rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.usp-list {
    list-style: none;
    margin: 2rem 0;
}

.usp-list li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
    color: var(--text-primary);
    font-size: 1.05rem;
}

.hero-text-side h1 {
    font-size: clamp(2.5rem, 5vw, 3.8rem) !important;
    margin-bottom: 1.5rem !important;
    line-height: 1.1 !important;
}

.hero-text-side .lead {
    font-size: 1.3rem !important;
    color: var(--accent-light) !important;
    margin-bottom: 1.5rem !important;
    font-weight: 400 !important;
}

.compact-form {
    padding: 2.5rem !important;
    background: var(--bg-glass) !important;
    backdrop-filter: blur(20px) !important;
    -webkit-backdrop-filter: blur(20px) !important;
    border: 1px solid var(--border) !important;
    border-radius: var(--radius) !important;
    box-shadow: 0 30px 60px rgba(0, 0, 0, 0.5) !important;
}

/* Multi-Step Form */
.form-step {
    display: none;
    animation: fadeIn 0.4s ease;
}

.form-step.active {
    display: block;
}

.form-section-head {
    margin-bottom: 2rem;
    text-align: center;
}

.form-section-head h3 {
    font-size: 1.4rem;
    margin-bottom: 0.5rem;
    color: var(--accent-light);
}

.form-section-head p {
    font-size: 0.9rem;
    color: var(--text-secondary);
}

.form-progress {
    margin-bottom: 2rem;
}

.progress-bar {
    height: 4px;
    background: var(--border);
    border-radius: 4px;
    margin-bottom: 1rem;
    overflow: hidden;
}

.progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--accent), var(--accent-light));
    width: 33.33%;
    transition: width 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
    border-radius: 4px;
}

.steps-labels {
    display: flex;
    justify-content: space-between;
}

.step-label {
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.1rem;
    color: var(--text-muted);
    transition: var(--transition);
}

.step-label.active {
    color: var(--accent-light);
    font-weight: 700;
}

.step-nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-top: 2rem;
}

.btn-text {
    background: none;
    border: none;
    color: var(--text-muted);
    cursor: pointer;
    font-size: 0.9rem;
    transition: var(--transition);
}

.btn-text:hover {
    color: var(--white);
}

.secure-label {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.75rem;
    color: var(--green);
    text-transform: uppercase;
    letter-spacing: 0.1rem;
    margin-bottom: 0.5rem;
    font-weight: 700;
}

.compliance-checkbox {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
}

.compliance-checkbox input {
    margin-top: 0.3rem;
}

.compliance-checkbox label {
    font-size: 0.8rem;
    color: var(--text-muted);
    line-height: 1.4;
    cursor: pointer;
}

.form-row {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.custom-input-group {
    position: relative;
}

.custom-input-group label {
    display: block;
    font-size: 0.72rem;
    text-transform: uppercase;
    letter-spacing: 0.1rem;
    color: var(--text-muted);
    margin-bottom: 0.5rem;
    font-weight: 600;
}

.custom-input-group input,
.custom-input-group select,
.custom-input-group textarea {
    width: 100%;
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid var(--border);
    padding: 1rem 1.1rem;
    color: var(--white);
    font-family: 'Inter', sans-serif;
    font-size: 0.92rem;
    transition: var(--transition);
    border-radius: var(--radius-xs);
}

.custom-input-group select {
    appearance: none;
    -webkit-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%233b82f6' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 1.2rem center;
    padding-right: 3rem;
    cursor: pointer;
}

.custom-input-group select option {
    background: var(--bg-secondary);
    color: var(--white);
}

.custom-input-group input:focus,
.custom-input-group select:focus {
    border-color: var(--accent);
    background: rgba(59, 130, 246, 0.05);
    outline: none;
    box-shadow: 0 0 15px rgba(59, 130, 246, 0.1);
}

/* SSN Toggle */
.pw-toggle-container {
    padding-right: 0;
}

.pw-toggle {
    position: absolute;
    right: 1.2rem;
    bottom: 0.8rem;
    background: none;
    border: none;
    color: var(--text-muted);
    cursor: pointer;
    padding: 0.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
    z-index: 10;
}

.pw-toggle:hover {
    color: var(--accent-light);
}

.loan-application-form {
    background: var(--bg-secondary);
    border: 1px solid var(--border);
    padding: 3rem;
    border-radius: var(--radius);
    position: relative;
    box-shadow: var(--shadow-lg);
}

/* ══════════════════════════════
   Scroll Animations
   ══════════════════════════════ */
.reveal {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.7s cubic-bezier(0.165, 0.84, 0.44, 1),
        transform 0.7s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

.reveal-delay-1 {
    transition-delay: 0.1s;
}

.reveal-delay-2 {
    transition-delay: 0.2s;
}

.reveal-delay-3 {
    transition-delay: 0.3s;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ══════════════════════════════
   Loading Screen
   ══════════════════════════════ */
#loading-screen {
    position: fixed;
    inset: 0;
    background: var(--bg-primary);
    z-index: 9999;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: opacity 0.5s ease, visibility 0.5s ease;
}

#loading-screen.hidden {
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
}

.loader {
    width: 44px;
    height: 44px;
    border: 2px solid var(--border);
    border-top-color: var(--accent);
    border-radius: 50%;
    animation: spin 0.8s linear infinite;
}

@keyframes spin {
    to {
        transform: rotate(360deg);
    }
}

/* ══════════════════════════════
   Responsive
   ══════════════════════════════ */
@media (max-width: 1100px) {
    .grid-hero {
        gap: 2rem;
    }
}

@media (max-width: 1024px) {
    .service-grid {
        grid-template-columns: 1fr 1fr;
    }

    .advantage-grid {
        grid-template-columns: 1fr;
        gap: 3rem;
    }

    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 2.5rem;
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 992px) {
    #personal-loan-hero-section {
        padding: 8rem 0 4rem !important;
        min-height: auto;
    }

    .grid-hero {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-text-side {
        padding-top: 0;
        margin-bottom: 2rem;
    }

    .compact-form {
        padding: 1.5rem !important;
    }
}

@media (max-width: 768px) {
    html {
        font-size: 15px;
    }

    .hamburger {
        display: flex;
    }

    .nav-links {
        position: fixed;
        top: 0;
        right: -100%;
        width: 100%;
        max-width: 360px;
        height: 100vh;
        background: rgba(10, 14, 26, 0.98);
        backdrop-filter: blur(30px);
        -webkit-backdrop-filter: blur(30px);
        flex-direction: column;
        justify-content: center;
        align-items: center;
        gap: 2rem;
        transition: right 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
        z-index: 1000;
        border-left: 1px solid var(--border-accent);
    }

    .nav-links.open {
        right: 0;
    }

    .nav-links a {
        font-size: 1rem;
        letter-spacing: 0.15rem;
    }

    .nav-links a:not(.btn-outline)::after {
        display: none;
    }

    .nav-overlay {
        position: fixed;
        inset: 0;
        background: rgba(0, 0, 0, 0.6);
        z-index: 999;
        opacity: 0;
        visibility: hidden;
        transition: var(--transition);
    }

    .nav-overlay.active {
        opacity: 1;
        visibility: visible;
    }

    #hero {
        min-height: auto;
        padding-top: 8rem;
        padding-bottom: 4rem;
    }

    .hero-actions {
        flex-direction: column;
        align-items: flex-start;
    }

    .btn-secondary {
        margin-left: 0;
    }

    .service-grid {
        grid-template-columns: 1fr;
    }

    .service-card {
        padding: 2rem 1.5rem;
    }

    .stats-grid {
        grid-template-columns: 1fr 1fr;
        gap: 1rem;
    }

    .stat-item {
        padding: 1.5rem 0.5rem;
    }

    .form-grid {
        grid-template-columns: 1fr;
    }

    .form-card {
        padding: 2rem 1.5rem;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .subpage-hero {
        padding: 10rem 0 4rem;
    }

    .quote-block {
        padding: 2rem;
    }

    .cta-box {
        padding: 2.5rem 1.5rem;
    }

    .advantage-item {
        flex-direction: column;
        text-align: center;
    }

    .advantage-item .icon {
        margin: 0 auto;
    }

    .form-row {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 1.25rem;
    }

    h1 {
        font-size: 2.2rem;
    }

    .stats-grid {
        grid-template-columns: 1fr 1fr;
    }

    .stat-number {
        font-size: 1.8rem;
    }
}

@media print {

    header,
    footer,
    #particle-canvas,
    #loading-screen,
    .hamburger,
    .nav-overlay {
        display: none !important;
    }

    body {
        background: white;
        color: black;
    }

    .service-card,
    .advantage-item,
    .form-card {
        border: 1px solid #ccc;
        break-inside: avoid;
    }
}